Some purchases are worth saying yes to: a long-awaited trip, a new laptop, a
home upgrade, or even a month packed with celebrations. The good news? Paying
for them doesn't always have to happen all at once.
Maya, the country's #1 Digital Bank and leading all-in-one fintech platform,
is making it easier than ever to manage bigger purchases with the launch of
Mini Payments. Available to Maya Black Credit Card and Landers Cashback
Everywhere Credit Card holders, the feature allows eligible posted purchases
to be converted into monthly mini payments directly within the Maya app.
Unlike traditional installment offers that are often tied to specific
merchants or promo periods, Mini Payments puts the decision in your hands.
Eligible purchases can be converted after they've already been made—no waiting
for a sale, no hunting for partner merchants, and no need to plan purchases
around promotional periods.
Cardholders can split eligible posted purchases into 3, 6, 9, or 12 monthly
payments, all with a fixed 1% monthly interest rate regardless of term.
Approval can happen within 24 hours, and everything, from payment schedules to
remaining balances, can be viewed and tracked directly in the Maya app.
To get started, your total converted amount simply needs to meet the minimum
per plan: ₱3,000 for 3 months, ₱6,000 for 6 months, ₱9,000 for 9 months, and
₱12,000 for 12 months. There’s no minimum per individual transaction. Eligible
purchases can be combined, as long as the total amount meets the minimum
required for your chosen plan, giving you more control over how you choose to
convert your purchases. Create your own sample simulations on possible Mini
Payment plans by using the Mini Payments calculator.
And for a limited time, Mini Payments created until September 30, 2026 come
with zero processing fees, making it even easier to try the feature for
yourself.
Getting started is simple:
- Open the Maya app and go to your Credit Card transactions
- Select any eligible posted transaction you'd like to convert
- Choose your preferred 3, 6, 9, or 12-month payment plan
- Review the payment breakdown and tap "Continue" to confirm
The app clearly displays your monthly payments, total interest, and payment
schedule before confirmation, giving you full visibility before making a
decision.
By spreading out eligible purchases into manageable monthly payments, Mini
Payments helps cardholders better align spending with their budgets and cash
flow, giving them more flexibility when it matters most.
To know more, visit maya.ph or mayabank.ph, and follow @makeyourmoneymaya
on Facebook, Instagram, YouTube, and TikTok to stay updated. Approval and
offer are subject to credit evaluation. Maya Philippines, Inc. and Maya
Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas. www.bsp.gov.ph.
For 24/7 assistance, visit the Help Center in the Maya app or call us from 8
AM to 7 PM daily at +632 8845-7788.
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