EMONG'S JOURNALS

The Ber months are officially here, which means your calendar, and probably your expenses, are about to get a lot busier. With more things competing for your budget, a little planning now can help you enjoy the season without feeling like all your expenses are hitting at once. The move? Moneymaxx your way through the Ber months: start preparing early, make your money work harder, and get more value from the spending you’re already planning to do. Here’s your guide to getting your money holiday-ready with Maya. 1. Start building your holiday fund now You don’t need to suddenly stop eating out, cancel every weekend plan, or swear off online shopping until December just to have money for Christmas. Instead of waiting for one big paycheck to cover everything, you can slowly build your holiday fund in Maya Personal Goals, where you can create up to five separate savings goals and earn up to 8% interest p.a., making it easier to organize you...

Upgrading your laptop, replacing an old washing machine, or finally bringing home that new TV doesn’t have to mean paying everything upfront. From August 1 to October 31, 2026, Maya, the country’s leading digital financial services platform, is offering cardholders the opportunity to convert eligible electronics and home appliance purchases made with the Maya Black Credit Card or Landers Cashback Everywhere Credit Card into a 3-month Mini Payment plan with an effective 0% interest. To make the offer even sweeter, processing fees are waived for Mini Payments created until September 30, 2026. The flexibility doesn’t stop there. Purchases continue to earn instant Maya Miles with the Maya Black Credit Card or Landers Cashback Points with the Landers Cashback Everywhere Credit Card, allowing cardholders to keep earning rewards while paying over time. Getting started is simple: ...

Some purchases are worth saying yes to: a long-awaited trip, a new laptop, a home upgrade, or even a month packed with celebrations. The good news? Paying for them doesn't always have to happen all at once. Maya, the country's #1 Digital Bank and leading all-in-one fintech platform, is making it easier than ever to manage bigger purchases with the launch of Mini Payments. Available to Maya Black Credit Card and Landers Cashback Everywhere Credit Card holders, the feature allows eligible posted purchases to be converted into monthly mini payments directly within the Maya app. Unlike traditional installment offers that are often tied to specific merchants or promo periods, Mini Payments puts the decision in your hands. Eligible purchases can be converted after they've already been made—no waiting for a sale, no hunting for partner merchants, and no need to plan purchases around promotional periods. Cardholders can split elig...

Last year, Maya , the #1 Digital Bank and leading all-in-one fintech platform in the Philippines , changed how people looked at saving, literally. With the world’s first ever Savings Calendar featuring Julia Barretto , Maya turned daily interest earnings into something you could see, track, and feel motivated by. Now, it’s back, and this time, it’s bigger, bolder, and built for every kind of saver. Introducing Maya’s 2026 Savings Calendar, featuring three of the country’s biggest stars—Julia Barretto, Maris Racal , and Jericho Rosales —each with their own dedicated calendar layout and striking visual identity. Whether you’re inspired by intention, ambition, or living fully in the moment, there’s a calendar that matches your saving style. Three Stars. Different Ways to Stay Motivated with Maya’s 2026 Savings Calendar, you can watch your money grow every day as daily interest builds your balance. No complicated math. Just the confiden...

Filipinos practically run their entire lives on their phones — checking group chats, booking rides , and juggling a dozen errands in between. But even with everything going digital, paying with your phone can still slow you down – especially with QR codes . Scanning with your phone, waiting for SMS confirmation, or having cashiers take screenshots and double-check a QR payment? Suddenly, your quick stop turns into a waiting game. Maya , the #1 Digital Bank in the Philippines, is changing that. As one of the first banks in the country to enable Google Pay for credit cards, Maya is putting next-generation payments directly in your hands. Yup, Android users can now tap and go by simply adding their Maya Credit Card to Google Wallet . Even better? Tap to Pay via the Maya app is coming soon, making paying faster and easier than ever. Why Tap to Pay Just Makes Sense  Life moves fast—commuting, grabbing coffee, running errands between mee...

Payong ready, baon check. Pero minsan, kahit handa at kompleto ka na sa gamit, kulang pa rin ang budget, lalo na kapag sabay-sabay ang gastos sa school at may biglaang emergency ngayong tag-ulan. Dito mo talaga kailangan ng partner na maaasahan pagdating sa pera. Buti na lang, may Maya Easy Credit! Instant access sa pera kapag kailangan mo, diretso sa Maya app, para sa kahit anong emergency o biglaang gastos. Sa ilang click lang, puwede mo nang gamitin ang pera pangbayad sa stores gamit ang QR scan, o ilipat agad sa Maya Wallet para magamit sa iba pang kailangan mo. Mabilis, Madali, at Ready sa Bawat Gastos Mo Para sa quick fixes sa rainy day emergencies. May revolving credit line na hanggang ₱30,000[1]—perfect para sa kuryente, bills, emergency repair sa bahay, o panggamot ngayong tag-ulan. Flexible ang repayment, kaya anytime puwede kang humiram ulit kapag kailangan. Planuhin lang ang repayment schedule para iwas late fees at dagdag gasto...