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Beat the summer heat with Home Credit’s Swakto Summer Aircons for as low as ₱28 per day!

Stay cool with one of these split-type air conditioners, available with Home Credit’s swak sa budget deals!

Beat the summer heat with Home Credit’s Swakto Summer Aircons for as low as ₱28 per day!


The summer heat is more intense than ever, making an air conditioner less of a luxury and more of a necessity. But with electricity prices constantly rising, not just any air conditioner will do—you need one that cools effectively while keeping energy costs low. That’s where split-type inverter air conditioners come in. Unlike traditional models, inverter technology adjusts power usage based on room temperature, ensuring efficient cooling without consuming excessive electricity. This means you stay comfortable without dreading your electricity bill!




However, upgrading to an inverter air conditioner often comes with a hefty price tag. Fortunately, this summer, Home Credit’s Swakto Summer deals make all the difference! With as low as 0% interest on flexible installment plans and zero down payment, you can bring home top quality air conditioner without the financial strain. Enjoy the benefits of swak sa budget installment plans, making cooling your home more affordable than ever.

To help you choose the perfect cooling companion, Home Credit Philippines, the country’s leading consumer finance company, has rounded up some of the best and most cost-efficient split-type inverter air conditioners available today.




Check out these top picks and stay cool all summer long—without burning a hole in your pocket!

1. Panasonic 1.5HP Split Type Standard Inverter Airconditioner (CS/CU-PU12AKQ)

Smart Cooling at Your Fingertips – Fresh Air, Powerful Performance, and Wi-Fi Convenience!

Experience fresh, comfortable cooling with the feature-packed Panasonic 1.5HP Split Type Standard Inverter Airconditioner (CS/CU-PU12AKQ). With an odor-removing function, washable panel, and Wi-Fi connectivity, you can customize your cooling experience with ease. Enjoy uninterrupted comfort with powerful, sleep, and quiet modes, plus eco-friendly energy efficiency that helps you save on electricity. This unit offers a cooling capacity of 1.5 HP, an energy efficiency rating of 5.37, and can effectively cool an area of 25 to 27 sqm. The price starts at ₱44,799, with installment options as low as ₱1,797 per month, for 18 months.

2. Haier 1.5HP Clean Cool Inverter Split Type Airconditioner (HSU-13PSV32)

Stay Cool, Stay Healthy – Fast Cooling with a Germ-Free Breeze!

Designed for the Philippines’ hot and humid climate, the Haier 1.5HP Clean Cool Inverter Split Type Airconditioner (HSU-13PSV32) ensures fast and efficient cooling while saving up to 63% on energy. With a self-cleaning function and bacteria-eliminating nano silver ion coating, you’ll enjoy healthier, fresher air in your home. The Turbo Mode speeds up cooling by 47% faster, while the Blue Fin anti-corrosion coating ensures durability. This model has a cooling capacity of 1.5 HP, an energy efficiency rating of 4.8, and is suitable for 23 to 27 sqm spaces. It is available starting at ₱20,800, with monthly installments as low as ₱834 for 18 months.




3. TCL 1.0HP Inverter Split Type Airconditioner (TAC-09CSA/KEI)

Energy-Efficient Cooling with a Bonus: Say Goodbye to Mosquitoes!

This air conditioner is perfect for energy-conscious households, offering 60% energy savings thanks to its 5D DC inverter technology. The TCL 1.0HP Inverter Split Type Airconditioner (TAC-09CSA/KEI) even features an anti-mosquito function to keep pests away, ensuring a peaceful sleep every night. With Blue Fin anti-corrosion protection, this unit is built for long-lasting performance. It has a cooling capacity of 1.0 HP, an energy efficiency rating of 4.34, and is ideal for 18 to 22 sqm rooms. Priced from ₱16,995, you can get it for as low as ₱912 x 24 months.

4. Samsung 1.5HP WindFree Split Type Inverter Air Conditioner (AR13BYHAMWKNTC)

Cool Comfort Without the Draft – Experience WindFree Technology!

Enjoy a cool, draft-free experience with Samsung’s WindFree technology, which delivers soft, gentle airflow through 23,000 micro-holes. Its advanced inverter technology keeps energy costs low while providing whisper-quiet operation for undisturbed relaxation. Control it remotely with Samsung’s SmartThings app for ultimate convenience. This air conditioner boasts a cooling capacity of 1.5 HP, an energy efficiency rating of 4.70, and is suitable for 23 to 27 sqm rooms. The price starts at ₱37,011, with monthly payments as low as ₱1,479 for 18 months.




5. LG 1.5HP Inverter Split Type Air Conditioner (HS12ISY2)

Smart, Silent, and Super Cool – LG’s Ultimate Comfort Solution!

With Wi-Fi connectivity, fast cooling, and quiet operation, the LG 1.5HP Inverter Split Type Air Conditioner (HS12ISY2) offers both comfort and convenience. It features 4-way swing technology for even cooling distribution, Auto Cleaning mode to prevent bacteria build-up, and Gold Fin corrosion protection for long-lasting durability. With a cooling capacity of 1.5 HP, an energy efficiency rating of 4.7, and coverage for 18 to 25 sqm, this model is priced from ₱39,456, available for as low as ₱1,582 per month, for 18 months.


6. Midea 1.0HP Inverter Split Type Air Conditioner (FP-53AST010KEIV-F4)

Quick Chill, Big Savings – Compact Yet Powerful Cooling for Any Room!

This compact yet powerful air conditioner offers Flash Cooling technology for instant relief from the heat. With Eco Mode and Sleep Mode, you can save on electricity while staying comfortable. It also includes a built-in timer for automatic operation, making it an excellent choice for budget-conscious buyers. It has a cooling capacity of 1.0 HP, an energy efficiency rating of 4.60, and is suitable for 18 to 22 sqm spaces. This unit is available from ₱26,179, with monthly installments as low as ₱1,123 for 18 months.

Stay Cool and Save Big with Home Credit’s Swakto Summer Deals!

As temperatures rise, staying cool is essential—but it shouldn’t mean high electricity bills or hefty upfront costs. With Home Credit’s Swakt0% Summer promo, you can get a split-type inverter air conditioner on flexible installment options as low as 0% interest and zero down payment, making top-quality cooling more affordable.

For as low as ₱28 per day, you can bring home a high-quality, energy-efficient air conditioner! This computation is based on the lowest-priced air conditioner listed above, divided into monthly payments spread over the financing term—making it easier to budget for a cooler, more comfortable home.

Home Credit’s Swakt0% Summer promo is available at 15,000+ partner stores across 75+ provinces. It is also easy to apply for any installment plan with just one valid ID and, if eligible, you can get approved in as fast as one minute.

And to make it more convenient, you may browse and select your preferred air conditioner model online through Shoppingmall.ph. This platform provides a comprehensive overview of Home Credit’s Swakto Summer offers, ensuring you find the perfect appliances or gadgets and easily locate the nearest store where they are available. You can also download the Home Credit App on Google Play, the App Store, or Huawei AppGallery to get pre-approved for product installments.

To learn more about the latest updates from Home Credit Philippines, visit its official website,www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts.   

More information on HCPH is available at www.homecredit.ph. 


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