EMONG'S JOURNALS

Shop for a more comfortable summer with easy installment deals on appliances and gadgets, available with as low as 0%interest, zero down payment  "Ang init naman!” If this line keeps coming up at home every summer, it might be a sign that appliances are no longer keeping up. Home Credit Philippines is making it easier and more affordable for families to stay cool and comfortable with essential summer appliances and gadgets available through installment deals for as low as ₱23 per day. Running until May 15, 2026, the promo offers up to 24-month installments with as low as 0% interest and zero down payment for qualified customers. Deals are available at more than 18,000 partner stores nationwide. Home Credit’s summer lineup includes inverter air conditioners, energy-efficient refrigerators, and mobile phones – must-have items to help households beat the heat, keep food fresh, and stay connected, all through affordable and flexible ...

Home Credit offers early access to the newest MacBook with 0% interest and flexible payment terms of up to 24 months Home Credit Philippines is making high‑performance technology more accessible to more Filipinos. With its exclusive pre-order offer for the new MacBook Neo, customers can own the latest Apple laptop early while spreading payments through flexible installments starting at just ₱44 a day. This exclusive nationwide pre-order runs from April 11 to 23, 2026 only, making it the perfect time to secure the newest MacBook at an unbeatable value. Designed for today’s fast-moving and modern lifestyles, Home Credit makes it easier for students, young professionals, and families to bring home a high-performance laptop that fits seamlessly into their daily routine. With 0% interest and payment terms of up to 24 months, Home Credit makes it more manageable to shop for a premium laptop that supports work, study, creativity, and ...

Upgrade your everyday device, now easier to own through Home Credit’s exclusive flexible installment offers  Home Credit Philippines , the country’s leading consumer finance company, makes upgrading easier for digital hustlers with special deals on the Samsung Galaxy S26 Series, now available in stores nationwide. Customers can now enjoy flagship-level performance with up to ₱10,000 off and installment plans of up to 24 months at 0% interest . Through Home Credit’s flexible installment plans, the Samsung Galaxy S26 Ultra, S26+, and S26 are now easier to own, giving more Filipinos access to premium technology. The promo runs until April 19 , with full details available at https://hcph.info/4svmU3b.  Now is the perfect time to upgrade after years of using the same device, with the Samsung Galaxy S26 Series offering powerful performance for everyday needs in one smartphone. The lineup comes in Black, White, Sky Blue, and Cobalt...

Pre-Order Runs from October 9 to October 16  Home Credit Philippines , the country’s leading consumer finance company, is excited for its exclusive pre-order offers for the highly anticipated generation of iPhones – iPhone Air , iPhone 17 , iPhone 17 Pro , and iPhone 17 Pro Max. From October 9 to 16, customers can secure their new iPhones and enjoy 0% interest for up to 24 months through Home Credit, making it its best offers to date. Affordable Daily Installment Rates iPhone Air – for as low as P76/day iPhone 17 – for as low as P61/day iPhone 17 Pro – for as low as P83/day iPhone 17 Pro Max – for as low as P90/day  Why Choose Home Credit? Fast approval with just 1 valid ID 0% interest for up to 24 months  Pre-order made easy and accessible in all major Apple resellers nationwide Home Credit Philippines continues to make premium devices more attainable for Filipinos. With its quick appro...

The country’s leading finance consumer company provides a free summer sports program through Alagang Home CSR initiative to promote physical and mental well-being among children Representatives from Home Credit Philippines and SIGMA (Self-Defense & Independent Guardian Martial Arts)  Home Credit Philippines, the country’s leading consumer finance company, has successfully concluded its second year of partnership with the Self-Defense & Independent Guardian Martial Arts (SIGMA) sports clinic, culminating in a Muay Thai Summer Sports Clinic.  In a move to foster discipline, sportsmanship, and community engagement among the youth, the program empowered 120 children aged 8 to 12 years from Bacoor, Cavite and nearby areas for a summer filled with learning and discipline through the ancient martial art of Muay Thai. This initiative is one of the pillars of Alagang Home, Home Credit’s corporate social responsibil...

Take advantage of Sulit-Skwela 2025 before the promo ends and enjoy stress-free last-minute shopping with flexible installment plans with 0% interest and zero downpayment The back-to-school season is in full swing, and for many Filipino families, it’s crunch time for last-minute shopping. With school checklists still incomplete, essential gadgets for learning, and staying connected are now top priorities. Enjoy stress-free last-minute shopping with Home Credit Home Credit Philippines makes last-minute shopping easier with Sulit-Skwela 2025 deals. Get essential devices for as low as ₱16 per day or ₱469 per month through flexible installment plans of up to 24 months, with 0% interest and zero downpayment options. All it takes is one valid ID, with approval as fast as one minute. As a bonus, every laptop purchased under the Sulit-Skwela offer comes with FREE GFiber Prepaid UNLI internet. But hurry, time’s running out! Sulit-Skwela ...

Get sakto at abot-kayang appliances without going over budget through Home Credit’s Swakto Summer 0% interest offers Staying cool and comfortable at home has become more important than ever for Filipino families this summer as temperatures continue to rise across the country. According to the Philippine Atmospheric, Geophysical, and Astronomical Services Administration (PAGASA), many areas are experiencing extreme heat, with heat indexes soaring between 42 and 47 degrees Celsius. Cooling appliances have become more of a necessity than a luxury. Yet, upgrading or purchasing new cooling appliances often involves significant upfront cost. For families managing daily expenses, setting aside a large amount for a new appliance may not always be possible. This can lead to delays in acquiring the appliances needed, resulting in continued discomfort during the hottest months of the year. Swakto sa budget ang cooling appliances with Home Credit ...

For many Filipinos, a motorcycle is more than just a mode of transportation—it represents an opportunity to improve their quality of life. Whether used for work, family needs, or personal freedom, motorcycles offer a practical and affordable solution to everyday mobility needs. Yet for many, the challenge of securing financing has kept that goal just out of reach. Now, two trusted names are breaking down that barrier. Home Credit Philippines (HCPH), the country’s leading consumer finance company, has partnered with KServico, the widest retail network for motorcycles, three-wheelers, e-bikes, appliances, laptops, mobile phones, and furniture. This partnership brings fast and easy motorcycle financing to nearly 180 KServico stores across Metro Manila and Luzon, making it more accessible and convenient for Filipinos to own motorcycles and experience New Rides and New Possibilities. Driven by a shared commitment to help more Filipinos achieve th...

Enjoy swak sa budget smartphones for your adventures this season for as low as ₱29 per day with Swakto Summer deals Summer is the perfect time for fun and adventure, whether it is a trip to the beach, a road trip with friends, or simply spending time outdoors. For moments like these, a reliable smartphone can make all the difference. It allows you to capture stunning photos, stay connected, and enjoy entertainment wherever you go. If your current device can’t keep up, it might be time for an upgrade to enjoy a hassle-free, fun-filled summer.  However, buying a new phone can be a challenge, especially with all the other costs that come with planning trips and outings. Fortunately, Home Credit Philippines (HCPH), the country’s leading consumer finance company, is making it easier and more affordable to upgrade your device.  Swak sa budget ang summer smartphones with Home Credit Through Home Credit’s Swakto Summer deals, upgradi...

Upgrade your fridge with Swakto Summer deals and enjoy effortless cooling for as low as ₱28 per day With the intense summer heat, a reliable refrigerator is essential for keeping food and beverages fresh and perfectly chilled. However, traditional refrigerators often require manual defrosting that disrupts food storage and consumes valuable time. To avoid the inconvenience of ice buildup and ensure efficient cooling, now is the perfect time to switch to a no-frost refrigerator. Unlike manual defrost models, no-frost refrigerators maintain a consistent temperature without the need for frequent defrosting. Their advanced refrigeration technology evenly distributes cold air, preventing ice buildup and keeping food fresh longer. Many modern no-frost refrigerators also have energy-saving features that help reduce electricity use while keeping cooling performance high. With reliable cooling and hassle-free food storage, a no-frost refrig...